IYD is the Business correspondent (BC) for ICICI Bank in the following locations Doddaballapur, Devanahalli, and Nelamangala Talukas of Bangalore Rural District, South and North Talukas of Bangalore Urban District, and Pavagada Taluka of Tumkur District. During this period for 105 SHGs, BC Letters were given to 93 groups (1137 members) selected for loan disbursement and distributed Rs. 5,88,79,000 /-.  3.8 % being the delinquency.

The self-help groups use the Micro credit loans broadly for the following purposes such as cow and sheep rearing; small business and petty shops; flower and artificial garland; beep keeping; mobile catering, saree weaving and handlooms.